Call reports 2002
TEXAS FIRST BANK — 2002
What TEXAS FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 98,431,000 | 102,532,000 | 107,201,000 | 126,287,000 |
| Total loans | 46,053,000 | 49,651,000 | 50,875,000 | 50,852,000 |
| Allowance for loan losses | 557,000 | 544,000 | 516,000 | 519,000 |
| Securities available for sale | 12,710,000 | 14,351,000 | 14,115,000 | 10,713,000 |
| Securities held to maturity | 21,564,000 | 21,325,000 | 24,161,000 | 40,883,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,522,000 | 91,173,000 | 95,349,000 | 114,402,000 |
| Interest-bearing deposits | 62,566,000 | 63,978,000 | 66,380,000 | 85,292,000 |
| Noninterest-bearing deposits | 24,956,000 | 27,195,000 | 28,969,000 | 29,110,000 |
| Equity capital | 10,366,000 | 10,849,000 | 11,252,000 | 11,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,566,000 | 3,122,000 | 4,687,000 | 6,307,000 |
| Interest expense | 540,000 | 1,054,000 | 1,568,000 | 2,078,000 |
| Net interest income | 1,026,000 | 2,068,000 | 3,119,000 | 4,229,000 |
| Noninterest income | 286,000 | 582,000 | 879,000 | 1,178,000 |
| Noninterest expense | 758,000 | 1,505,000 | 2,231,000 | 3,112,000 |
| Provision for loan losses | 60,000 | 170,000 | 280,000 | 361,000 |
| Pretax income | 494,000 | 975,000 | 1,487,000 | 1,934,000 |
| Income tax | 168,000 | 332,000 | 506,000 | 645,000 |
| Net income | 326,000 | 643,000 | 981,000 | 1,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,459,000 | 10,776,000 | 11,114,000 | 11,122,000 |
| Total capital | 11,016,000 | 11,320,000 | 11,630,000 | 11,641,000 |
| Risk-weighted assets | 55,280,000 | 58,828,000 | 60,235,000 | 63,524,000 |