Call reports 2001
TEXAS FIRST BANK — 2001
What TEXAS FIRST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 89,768,000 | 91,455,000 | 94,087,000 | 96,572,000 |
| Total loans | 45,907,000 | 45,888,000 | 45,493,000 | 43,319,000 |
| Allowance for loan losses | 446,000 | 484,000 | 527,000 | 519,000 |
| Securities available for sale | 8,944,000 | 7,652,000 | 10,458,000 | 14,786,000 |
| Securities held to maturity | 11,929,000 | 16,341,000 | 21,859,000 | 22,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,566,000 | 80,868,000 | 83,028,000 | 85,752,000 |
| Interest-bearing deposits | 54,736,000 | 56,583,000 | 59,922,000 | 62,660,000 |
| Noninterest-bearing deposits | 24,830,000 | 24,285,000 | 23,106,000 | 23,092,000 |
| Equity capital | 9,529,000 | 9,885,000 | 10,265,000 | 10,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,597,000 | 3,199,000 | 4,821,000 | 6,409,000 |
| Interest expense | 656,000 | 1,324,000 | 1,988,000 | 2,601,000 |
| Net interest income | 941,000 | 1,875,000 | 2,833,000 | 3,808,000 |
| Noninterest income | 280,000 | 572,000 | 844,000 | 1,095,000 |
| Noninterest expense | 710,000 | 1,425,000 | 2,126,000 | 2,971,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 451,000 | 902,000 | 1,371,000 | 1,692,000 |
| Income tax | 153,000 | 307,000 | 466,000 | 561,000 |
| Net income | 298,000 | 595,000 | 905,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,494,000 | 9,827,000 | 10,137,000 | 10,133,000 |
| Total capital | 9,940,000 | 10,311,000 | 10,664,000 | 10,652,000 |
| Risk-weighted assets | 53,573,000 | 53,697,000 | 54,112,000 | 53,541,000 |