Call reports 2004
FIRST NORTHWEST BANK — 2004
What FIRST NORTHWEST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 236,333,000 | 236,037,000 | 267,479,000 | 261,343,000 |
| Total loans | 158,844,000 | 165,667,000 | 180,121,000 | 181,998,000 |
| Allowance for loan losses | 2,583,000 | 2,614,000 | 2,624,000 | 2,572,000 |
| Securities available for sale | 58,706,000 | 56,883,000 | 64,984,000 | 63,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,510,000 | 199,089,000 | 226,206,000 | 221,045,000 |
| Interest-bearing deposits | 161,300,000 | 165,698,000 | 190,766,000 | 189,081,000 |
| Noninterest-bearing deposits | 28,210,000 | 33,392,000 | 35,440,000 | 31,965,000 |
| Equity capital | 16,629,000 | 17,197,000 | 18,734,000 | 19,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,801,000 | 5,593,000 | 8,798,000 | 12,193,000 |
| Interest expense | 774,000 | 1,555,000 | 2,564,000 | 3,686,000 |
| Net interest income | 2,027,000 | 4,038,000 | 6,234,000 | 8,507,000 |
| Noninterest income | 218,000 | 446,000 | 693,000 | 891,000 |
| Noninterest expense | 1,329,000 | 2,646,000 | 3,911,000 | 5,170,000 |
| Provision for loan losses | 119,000 | 160,000 | 170,000 | 195,000 |
| Pretax income | 797,000 | 1,678,000 | 2,818,000 | 4,005,000 |
| Income tax | 276,000 | 579,000 | 980,000 | 1,396,000 |
| Net income | 521,000 | 1,099,000 | 1,838,000 | 2,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,993,000 | 17,552,000 | 18,328,000 | 19,099,000 |
| Total capital | 18,196,000 | 19,825,000 | 20,810,000 | 21,573,000 |
| Risk-weighted assets | 175,780,000 | 181,259,000 | 198,574,000 | 197,807,000 |