Call reports 2003
FIRST NORTHWEST BANK — 2003
What FIRST NORTHWEST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 226,672,000 | 230,935,000 | 223,341,000 | 225,550,000 |
| Total loans | 151,683,000 | 151,189,000 | 154,308,000 | 155,524,000 |
| Allowance for loan losses | 2,206,000 | 2,392,000 | 2,481,000 | 2,463,000 |
| Securities available for sale | 49,564,000 | 53,174,000 | 55,767,000 | 53,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,664,000 | 187,860,000 | 189,885,000 | 181,872,000 |
| Interest-bearing deposits | 161,831,000 | 161,623,000 | 158,676,000 | 152,939,000 |
| Noninterest-bearing deposits | 24,833,000 | 26,237,000 | 31,209,000 | 28,934,000 |
| Equity capital | 14,905,000 | 15,300,000 | 15,337,000 | 15,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,839,000 | 5,631,000 | 8,465,000 | 11,186,000 |
| Interest expense | 1,227,000 | 2,392,000 | 3,355,000 | 4,180,000 |
| Net interest income | 1,612,000 | 3,239,000 | 5,110,000 | 7,006,000 |
| Noninterest income | 213,000 | 455,000 | 713,000 | 912,000 |
| Noninterest expense | 1,251,000 | 2,524,000 | 3,766,000 | 5,057,000 |
| Provision for loan losses | 132,000 | 267,000 | 371,000 | 411,000 |
| Pretax income | 445,000 | 909,000 | 1,692,000 | 2,456,000 |
| Income tax | 152,000 | 311,000 | 588,000 | 855,000 |
| Net income | 293,000 | 598,000 | 1,104,000 | 1,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,322,000 | 14,557,000 | 14,976,000 | 15,472,000 |
| Total capital | 16,358,000 | 16,614,000 | 17,078,000 | 17,587,000 |
| Risk-weighted assets | 162,811,000 | 164,169,000 | 167,783,000 | 168,825,000 |