Call reports 2002
FIRST NORTHWEST BANK — 2002
What FIRST NORTHWEST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 190,686,000 | 210,070,000 | 223,480,000 | 230,627,000 |
| Total loans | 133,190,000 | 143,399,000 | 143,899,000 | 144,924,000 |
| Allowance for loan losses | 1,511,000 | 1,734,000 | 1,806,000 | 2,085,000 |
| Securities available for sale | 37,975,000 | 38,558,000 | 47,652,000 | 53,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,748,000 | 171,813,000 | 185,705,000 | 191,095,000 |
| Interest-bearing deposits | 133,373,000 | 149,002,000 | 162,687,000 | 166,740,000 |
| Noninterest-bearing deposits | 21,375,000 | 22,811,000 | 23,018,000 | 24,355,000 |
| Equity capital | 13,402,000 | 14,037,000 | 14,486,000 | 14,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,724,000 | 5,588,000 | 8,591,000 | 11,532,000 |
| Interest expense | 1,183,000 | 2,392,000 | 3,726,000 | 5,061,000 |
| Net interest income | 1,541,000 | 3,196,000 | 4,865,000 | 6,471,000 |
| Noninterest income | 193,000 | 410,000 | 666,000 | 908,000 |
| Noninterest expense | 1,236,000 | 2,465,000 | 3,734,000 | 4,973,000 |
| Provision for loan losses | 195,000 | 420,000 | 625,000 | 790,000 |
| Pretax income | 303,000 | 721,000 | 1,192,000 | 1,636,000 |
| Income tax | 90,000 | 227,000 | 388,000 | 540,000 |
| Net income | 213,000 | 494,000 | 804,000 | 1,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,296,000 | 13,578,000 | 13,887,000 | 14,149,000 |
| Total capital | 14,807,000 | 15,312,000 | 15,730,000 | 16,111,000 |
| Risk-weighted assets | 144,562,000 | 152,670,000 | 155,472,000 | 156,779,000 |