Call report 2004Q4
OHIO RIVER BANK — 2004Q4
The 22 measures OHIO RIVER BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,686,000 | USD | evidence → |
| Total loans | 45,983,000 | USD | evidence → |
| Allowance for loan losses | 476,000 | USD | evidence → |
| Securities available for sale | 30,608,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,678,000 | USD | evidence → |
| Interest-bearing deposits | 57,046,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,632,000 | USD | evidence → |
| Equity capital | 6,140,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,842,000 | USD | evidence → |
| Interest expense | 938,000 | USD | evidence → |
| Net interest income | 2,904,000 | USD | evidence → |
| Noninterest income | 402,000 | USD | evidence → |
| Noninterest expense | 1,983,000 | USD | evidence → |
| Provision for loan losses | 41,000 | USD | evidence → |
| Pretax income | 1,282,000 | USD | evidence → |
| Income tax | 406,000 | USD | evidence → |
| Net income | 876,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,254,000 | USD | evidence → |
| Total capital | 6,730,000 | USD | evidence → |
| Risk-weighted assets | 43,800,000 | USD | evidence → |
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