Call report 2002Q4
OHIO RIVER BANK — 2002Q4
The 22 measures OHIO RIVER BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,302,000 | USD | evidence → |
| Total loans | 38,749,000 | USD | evidence → |
| Allowance for loan losses | 526,000 | USD | evidence → |
| Securities available for sale | 30,619,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,782,000 | USD | evidence → |
| Interest-bearing deposits | 59,858,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,924,000 | USD | evidence → |
| Equity capital | 6,111,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,422,000 | USD | evidence → |
| Interest expense | 1,796,000 | USD | evidence → |
| Net interest income | 2,626,000 | USD | evidence → |
| Noninterest income | 368,000 | USD | evidence → |
| Noninterest expense | 1,815,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,089,000 | USD | evidence → |
| Income tax | 346,000 | USD | evidence → |
| Net income | 743,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,783,000 | USD | evidence → |
| Total capital | 6,278,000 | USD | evidence → |
| Risk-weighted assets | 39,646,000 | USD | evidence → |