Call reports 2022
FIRST FARMERS BANK & TRUST CO. — 2022
What FIRST FARMERS BANK & TRUST CO. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,516,228,000 | 2,476,969,000 | 2,571,990,000 | 2,738,488,000 |
| Total loans | 1,731,742,000 | 1,842,092,000 | 1,920,496,000 | 2,071,646,000 |
| Allowance for loan losses | 20,648,000 | 21,058,000 | 21,922,000 | 22,302,000 |
| Securities available for sale | 482,284,000 | 472,283,000 | 421,059,000 | 457,463,000 |
| Securities held to maturity | 145,000 | 145,000 | 145,000 | 145,000 |
| Trading assets | 4,842,000 | 8,772,000 | 12,568,000 | 11,726,000 |
| Total deposits | 2,144,000,000 | 2,130,539,000 | 2,200,389,000 | 2,345,976,000 |
| Interest-bearing deposits | 1,584,366,000 | 1,593,988,000 | 1,664,851,000 | 1,787,854,000 |
| Noninterest-bearing deposits | 559,634,000 | 536,551,000 | 535,538,000 | 558,122,000 |
| Equity capital | 247,226,000 | 237,145,000 | 232,863,000 | 246,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 22,218,000 | 45,374,000 | 72,837,000 | 105,003,000 |
| Interest expense | 1,459,000 | 2,971,000 | 5,645,000 | 12,250,000 |
| Net interest income | 20,759,000 | 42,403,000 | 67,192,000 | 92,753,000 |
| Noninterest income | 5,516,000 | 9,661,000 | 14,362,000 | 18,392,000 |
| Noninterest expense | 12,100,000 | 24,767,000 | 37,967,000 | 51,503,000 |
| Provision for loan losses | 900,000 | 1,650,000 | 2,900,000 | 5,900,000 |
| Pretax income | 13,273,000 | 25,628,000 | 38,746,000 | 51,808,000 |
| Income tax | 2,744,000 | 4,988,000 | 7,557,000 | 10,461,000 |
| Net income | 10,529,000 | 20,640,000 | 31,189,000 | 41,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 249,798,000 | 256,906,000 | 262,455,000 | 269,753,000 |
| Total capital | 270,446,000 | 277,964,000 | 284,377,000 | 292,055,000 |
| Risk-weighted assets | 1,903,702,000 | 2,014,626,000 | 2,113,470,000 | 2,277,464,000 |
Machine access — free, no API key
Every figure shown here about FIRST FARMERS BANK & TRUST CO. — 2022 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.