Call reports 2012
FIRST FARMERS BANK & TRUST CO. — 2012
What FIRST FARMERS BANK & TRUST CO. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 928,622,000 | 1,108,260,000 | 1,109,942,000 | 1,166,278,000 |
| Total loans | 675,125,000 | 799,225,000 | 816,836,000 | 885,880,000 |
| Allowance for loan losses | 8,536,000 | 9,623,000 | 9,977,000 | 10,263,000 |
| Securities available for sale | 130,841,000 | 200,455,000 | 180,803,000 | 168,500,000 |
| Securities held to maturity | 25,529,000 | 24,515,000 | 23,300,000 | 22,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 747,469,000 | 917,521,000 | 900,936,000 | 947,106,000 |
| Interest-bearing deposits | 586,481,000 | 744,373,000 | 719,578,000 | 734,679,000 |
| Noninterest-bearing deposits | 160,988,000 | 173,148,000 | 181,358,000 | 212,427,000 |
| Equity capital | 95,401,000 | 102,823,000 | 105,607,000 | 108,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,538,000 | 21,951,000 | 34,058,000 | 46,226,000 |
| Interest expense | 1,726,000 | 3,451,000 | 5,130,000 | 6,595,000 |
| Net interest income | 8,812,000 | 18,500,000 | 28,928,000 | 39,631,000 |
| Noninterest income | 2,873,000 | 5,400,000 | 8,307,000 | 11,026,000 |
| Noninterest expense | 5,886,000 | 12,602,000 | 19,591,000 | 27,219,000 |
| Provision for loan losses | 1,050,000 | 1,950,000 | 2,850,000 | 3,750,000 |
| Pretax income | 4,754,000 | 9,459,000 | 15,096,000 | 20,051,000 |
| Income tax | 1,372,000 | 2,733,000 | 4,471,000 | 5,710,000 |
| Net income | 3,382,000 | 6,726,000 | 10,625,000 | 14,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,469,000 | 88,660,000 | 90,664,000 | 95,553,000 |
| Total capital | 94,005,000 | 98,283,000 | 100,641,000 | 105,816,000 |
| Risk-weighted assets | 723,015,000 | 883,556,000 | 875,838,000 | 943,718,000 |