Call reports 2009
FIRST FARMERS BANK & TRUST CO. — 2009
What FIRST FARMERS BANK & TRUST CO. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 662,399,000 | 684,839,000 | 698,620,000 | 774,758,000 |
| Total loans | 521,834,000 | 529,682,000 | 554,034,000 | 601,055,000 |
| Allowance for loan losses | 6,921,000 | 6,960,000 | 6,989,000 | 7,618,000 |
| Securities available for sale | 60,131,000 | 57,530,000 | 60,570,000 | 73,933,000 |
| Securities held to maturity | 43,525,000 | 44,887,000 | 43,351,000 | 42,624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 509,899,000 | 546,819,000 | 528,783,000 | 608,940,000 |
| Interest-bearing deposits | 420,934,000 | 458,629,000 | 443,251,000 | 495,509,000 |
| Noninterest-bearing deposits | 88,964,000 | 88,190,000 | 85,532,000 | 113,430,000 |
| Equity capital | 73,604,000 | 74,963,000 | 76,811,000 | 77,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,789,000 | 17,889,000 | 27,266,000 | 36,975,000 |
| Interest expense | 2,417,000 | 4,788,000 | 7,142,000 | 9,416,000 |
| Net interest income | 6,372,000 | 13,101,000 | 20,124,000 | 27,559,000 |
| Noninterest income | 2,380,000 | 4,800,000 | 6,794,000 | 8,797,000 |
| Noninterest expense | 4,503,000 | 9,570,000 | 14,149,000 | 19,303,000 |
| Provision for loan losses | 1,100,000 | 2,200,000 | 3,525,000 | 4,810,000 |
| Pretax income | 3,154,000 | 6,367,000 | 9,712,000 | 12,853,000 |
| Income tax | 1,016,000 | 2,045,000 | 3,127,000 | 4,142,000 |
| Net income | 2,138,000 | 4,322,000 | 6,585,000 | 8,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,650,000 | 66,164,000 | 67,893,000 | 68,218,000 |
| Total capital | 71,454,000 | 73,124,000 | 74,882,000 | 75,836,000 |
| Risk-weighted assets | 547,975,000 | 558,743,000 | 585,264,000 | 630,513,000 |