Call reports 2001
FIRST FARMERS BANK & TRUST CO. — 2001
What FIRST FARMERS BANK & TRUST CO. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 265,065,000 | 276,786,000 | 333,913,000 | 337,887,000 |
| Total loans | 196,551,000 | 205,579,000 | 237,461,000 | 241,664,000 |
| Allowance for loan losses | 2,670,000 | 2,871,000 | 2,828,000 | 3,210,000 |
| Securities available for sale | 13,633,000 | 13,609,000 | 20,933,000 | 24,262,000 |
| Securities held to maturity | 35,587,000 | 35,009,000 | 36,821,000 | 37,319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,472,000 | 218,926,000 | 278,031,000 | 279,499,000 |
| Interest-bearing deposits | 173,478,000 | 187,695,000 | 238,339,000 | 237,510,000 |
| Noninterest-bearing deposits | 30,994,000 | 31,231,000 | 39,692,000 | 41,989,000 |
| Equity capital | 23,216,000 | 23,569,000 | 31,913,000 | 32,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,053,000 | 10,107,000 | 15,286,000 | 20,850,000 |
| Interest expense | 2,421,000 | 4,704,000 | 6,822,000 | 8,819,000 |
| Net interest income | 2,632,000 | 5,403,000 | 8,464,000 | 12,031,000 |
| Noninterest income | 618,000 | 1,308,000 | 2,073,000 | 3,079,000 |
| Noninterest expense | 1,833,000 | 3,741,000 | 5,719,000 | 8,545,000 |
| Provision for loan losses | 150,000 | 400,000 | 680,000 | 990,000 |
| Pretax income | 1,271,000 | 2,574,000 | 4,148,000 | 5,585,000 |
| Income tax | 384,000 | 772,000 | 1,262,000 | 1,621,000 |
| Net income | 887,000 | 1,802,000 | 2,886,000 | 3,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,820,000 | 20,245,000 | 24,960,000 | 25,534,000 |
| Total capital | 22,354,000 | 22,898,000 | 27,788,000 | 28,695,000 |
| Risk-weighted assets | 202,622,000 | 212,015,000 | 246,050,000 | 252,851,000 |