Call reports 2025
HEARTLAND BANK — 2025
What HEARTLAND BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 908,229,000 | 919,453,000 | 948,500,000 | 939,734,000 |
| Total loans | 619,667,000 | 634,884,000 | 663,737,000 | 665,652,000 |
| Allowance for loan losses | 6,918,000 | 6,964,000 | 7,039,000 | 7,113,000 |
| Securities available for sale | 171,346,000 | 164,343,000 | 163,043,000 | 159,107,000 |
| Securities held to maturity | 36,638,000 | 35,746,000 | 34,733,000 | 32,354,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 690,056,000 | 717,407,000 | 696,587,000 | 713,222,000 |
| Interest-bearing deposits | 581,583,000 | 614,367,000 | 596,858,000 | 598,537,000 |
| Noninterest-bearing deposits | 108,473,000 | 103,040,000 | 99,729,000 | 114,685,000 |
| Equity capital | 95,641,000 | 98,107,000 | 104,307,000 | 101,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,913,000 | 24,143,000 | 36,883,000 | 49,428,000 |
| Interest expense | 4,016,000 | 8,117,000 | 12,450,000 | 16,583,000 |
| Net interest income | 7,897,000 | 16,026,000 | 24,433,000 | 32,845,000 |
| Noninterest income | 2,084,000 | 4,142,000 | 6,289,000 | 9,146,000 |
| Noninterest expense | 5,369,000 | 10,794,000 | 16,100,000 | 22,595,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 4,537,000 | 9,224,000 | 14,397,000 | 19,096,000 |
| Income tax | 918,000 | 1,872,000 | 2,928,000 | 3,864,000 |
| Net income | 3,619,000 | 7,352,000 | 11,469,000 | 15,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,650,000 | 90,170,000 | 93,073,000 | 89,623,000 |