Call reports 2023
HEARTLAND BANK — 2023
What HEARTLAND BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 767,127,000 | 774,712,000 | 807,381,000 | 841,826,000 |
| Total loans | 436,774,000 | 473,708,000 | 507,245,000 | 534,384,000 |
| Allowance for loan losses | 5,871,000 | 5,871,000 | 5,872,000 | 6,174,000 |
| Securities available for sale | 211,517,000 | 188,524,000 | 181,558,000 | 184,187,000 |
| Securities held to maturity | 41,482,000 | 40,613,000 | 40,253,000 | 39,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 673,132,000 | 668,999,000 | 629,300,000 | 651,837,000 |
| Interest-bearing deposits | 564,808,000 | 563,814,000 | 529,901,000 | 548,361,000 |
| Noninterest-bearing deposits | 108,324,000 | 105,185,000 | 99,399,000 | 103,476,000 |
| Equity capital | 80,538,000 | 80,425,000 | 79,095,000 | 85,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,145,000 | 16,942,000 | 26,564,000 | 36,723,000 |
| Interest expense | 1,451,000 | 3,448,000 | 6,327,000 | 9,962,000 |
| Net interest income | 6,694,000 | 13,494,000 | 20,237,000 | 26,761,000 |
| Noninterest income | 1,574,000 | 3,056,000 | 4,678,000 | 7,088,000 |
| Noninterest expense | 4,901,000 | 9,860,000 | 14,855,000 | 19,781,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 3,367,000 | 6,568,000 | 9,938,000 | 13,646,000 |
| Income tax | 585,000 | 1,178,000 | 1,814,000 | 2,631,000 |
| Net income | 2,782,000 | 5,390,000 | 8,124,000 | 11,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,992,000 | 77,265,000 | 78,665,000 | 80,122,000 |