Call reports 2020
HEARTLAND BANK — 2020
What HEARTLAND BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 612,565,000 | 674,419,000 | 675,068,000 | 685,769,000 |
| Total loans | 403,538,000 | 424,013,000 | 426,531,000 | 402,738,000 |
| Allowance for loan losses | 4,621,000 | 4,741,000 | 4,859,000 | 5,176,000 |
| Securities available for sale | 108,496,000 | 148,537,000 | 153,906,000 | 173,936,000 |
| Securities held to maturity | 16,182,000 | 20,384,000 | 22,972,000 | 23,697,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,680,000 | 546,562,000 | 548,171,000 | 568,858,000 |
| Interest-bearing deposits | 437,929,000 | 464,933,000 | 470,683,000 | 481,092,000 |
| Noninterest-bearing deposits | 63,751,000 | 81,629,000 | 77,488,000 | 87,766,000 |
| Equity capital | 79,525,000 | 86,037,000 | 88,036,000 | 88,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,495,000 | 13,411,000 | 19,522,000 | 25,462,000 |
| Interest expense | 1,022,000 | 1,679,000 | 2,392,000 | 3,019,000 |
| Net interest income | 5,473,000 | 11,732,000 | 17,130,000 | 22,443,000 |
| Noninterest income | 1,163,000 | 2,578,000 | 3,902,000 | 5,947,000 |
| Noninterest expense | 3,871,000 | 7,695,000 | 11,548,000 | 15,970,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 680,000 |
| Pretax income | 2,645,000 | 6,378,000 | 9,169,000 | 11,785,000 |
| Income tax | 594,000 | 1,392,000 | 1,709,000 | 2,141,000 |
| Net income | 2,051,000 | 4,986,000 | 7,460,000 | 9,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,631,000 | 62,609,000 | 64,137,000 | 63,973,000 |