Call reports 2019
HEARTLAND BANK — 2019
What HEARTLAND BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 618,722,000 | 607,872,000 | 616,283,000 | 619,860,000 |
| Total loans | 408,137,000 | 407,562,000 | 412,849,000 | 420,669,000 |
| Allowance for loan losses | 4,127,000 | 4,247,000 | 4,358,000 | 4,512,000 |
| Securities available for sale | 107,402,000 | 105,029,000 | 101,060,000 | 93,961,000 |
| Securities held to maturity | 11,812,000 | 10,666,000 | 9,920,000 | 8,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 508,640,000 | 483,955,000 | 475,405,000 | 480,343,000 |
| Interest-bearing deposits | 429,068,000 | 421,595,000 | 412,279,000 | 416,756,000 |
| Noninterest-bearing deposits | 79,572,000 | 62,360,000 | 63,126,000 | 63,587,000 |
| Equity capital | 76,286,000 | 78,387,000 | 80,018,000 | 80,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,830,000 | 13,672,000 | 20,694,000 | 27,627,000 |
| Interest expense | 1,414,000 | 2,899,000 | 4,392,000 | 5,661,000 |
| Net interest income | 5,416,000 | 10,773,000 | 16,302,000 | 21,966,000 |
| Noninterest income | 879,000 | 1,871,000 | 3,140,000 | 4,758,000 |
| Noninterest expense | 3,575,000 | 7,204,000 | 10,874,000 | 15,023,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 545,000 |
| Pretax income | 2,600,000 | 5,330,000 | 8,342,000 | 11,292,000 |
| Income tax | 556,000 | 1,190,000 | 1,647,000 | 2,252,000 |
| Net income | 2,044,000 | 4,140,000 | 6,695,000 | 9,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,443,000 | 58,398,000 | 58,895,000 | 59,636,000 |
| Total capital | 61,570,000 | 62,645,000 | 63,253,000 | 64,148,000 |
| Risk-weighted assets | 481,557,000 | 476,724,000 | 482,866,000 | 492,861,000 |