Call reports 2018
HEARTLAND BANK — 2018
What HEARTLAND BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 393,801,000 | 413,680,000 | 442,449,000 | 442,206,000 |
| Total loans | 291,598,000 | 306,761,000 | 335,062,000 | 332,344,000 |
| Allowance for loan losses | 3,647,000 | 3,731,000 | 3,821,000 | 4,009,000 |
| Securities available for sale | 44,730,000 | 56,486,000 | 54,840,000 | 53,874,000 |
| Securities held to maturity | 8,347,000 | 8,200,000 | 9,005,000 | 8,632,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,321,000 | 337,998,000 | 354,137,000 | 360,125,000 |
| Interest-bearing deposits | 288,950,000 | 288,044,000 | 306,097,000 | 298,214,000 |
| Noninterest-bearing deposits | 57,371,000 | 49,954,000 | 48,040,000 | 61,911,000 |
| Equity capital | 46,028,000 | 46,848,000 | 47,395,000 | 48,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,381,000 | 9,087,000 | 14,189,000 | 19,587,000 |
| Interest expense | 573,000 | 1,333,000 | 2,371,000 | 3,538,000 |
| Net interest income | 3,808,000 | 7,754,000 | 11,818,000 | 16,049,000 |
| Noninterest income | 971,000 | 1,526,000 | 2,032,000 | 2,661,000 |
| Noninterest expense | 2,325,000 | 4,688,000 | 7,206,000 | 9,962,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 460,000 |
| Pretax income | 2,364,000 | 4,412,000 | 6,374,000 | 8,288,000 |
| Income tax | 505,000 | 930,000 | 1,333,000 | 1,772,000 |
| Net income | 1,859,000 | 3,482,000 | 5,041,000 | 6,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,610,000 | 40,548,000 | 41,420,000 | 42,059,000 |
| Total capital | 43,257,000 | 44,279,000 | 45,241,000 | 46,068,000 |
| Risk-weighted assets | 321,768,000 | 342,001,000 | 370,161,000 | 368,742,000 |