Call reports 2017
HEARTLAND BANK — 2017
What HEARTLAND BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 387,439,000 | 389,249,000 | 404,645,000 | 402,877,000 |
| Total loans | 295,187,000 | 299,936,000 | 310,241,000 | 299,554,000 |
| Allowance for loan losses | 3,544,000 | 3,633,000 | 3,719,000 | 3,557,000 |
| Securities available for sale | 44,045,000 | 43,295,000 | 45,029,000 | 46,401,000 |
| Securities held to maturity | 7,972,000 | 7,898,000 | 8,232,000 | 8,197,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,456,000 | 330,176,000 | 337,346,000 | 333,417,000 |
| Interest-bearing deposits | 267,787,000 | 279,700,000 | 278,950,000 | 274,000,000 |
| Noninterest-bearing deposits | 54,669,000 | 50,476,000 | 58,396,000 | 59,417,000 |
| Equity capital | 43,242,000 | 44,322,000 | 44,972,000 | 45,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,102,000 | 8,389,000 | 12,830,000 | 17,274,000 |
| Interest expense | 409,000 | 825,000 | 1,286,000 | 1,829,000 |
| Net interest income | 3,693,000 | 7,564,000 | 11,544,000 | 15,445,000 |
| Noninterest income | 518,000 | 1,020,000 | 1,543,000 | 2,181,000 |
| Noninterest expense | 2,345,000 | 4,651,000 | 7,079,000 | 9,577,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,789,000 | 3,766,000 | 5,768,000 | 7,719,000 |
| Income tax | 538,000 | 1,158,000 | 1,757,000 | 2,360,000 |
| Net income | 1,251,000 | 2,608,000 | 4,011,000 | 5,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,289,000 | 37,018,000 | 37,781,000 | 38,490,000 |
| Total capital | 39,833,000 | 40,651,000 | 41,500,000 | 42,047,000 |
| Risk-weighted assets | 326,027,000 | 330,674,000 | 342,037,000 | 335,976,000 |