Call reports 2016
HEARTLAND BANK — 2016
What HEARTLAND BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 379,051,000 | 395,147,000 | 407,188,000 | 403,797,000 |
| Total loans | 286,624,000 | 297,144,000 | 311,313,000 | 306,444,000 |
| Allowance for loan losses | 3,150,000 | 3,269,000 | 3,363,000 | 3,453,000 |
| Securities available for sale | 45,792,000 | 45,021,000 | 44,947,000 | 45,033,000 |
| Securities held to maturity | 6,435,000 | 6,249,000 | 6,499,000 | 7,642,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,006,000 | 309,219,000 | 310,407,000 | 312,748,000 |
| Interest-bearing deposits | 255,753,000 | 257,495,000 | 261,783,000 | 257,711,000 |
| Noninterest-bearing deposits | 54,253,000 | 51,724,000 | 48,624,000 | 55,037,000 |
| Equity capital | 41,164,000 | 42,013,000 | 42,611,000 | 42,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,899,000 | 7,864,000 | 12,008,000 | 16,180,000 |
| Interest expense | 363,000 | 734,000 | 1,133,000 | 1,538,000 |
| Net interest income | 3,536,000 | 7,130,000 | 10,875,000 | 14,642,000 |
| Noninterest income | 454,000 | 988,000 | 1,518,000 | 2,046,000 |
| Noninterest expense | 2,317,000 | 4,589,000 | 6,889,000 | 9,231,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,583,000 | 3,349,000 | 5,245,000 | 7,108,000 |
| Income tax | 516,000 | 1,083,000 | 1,637,000 | 2,187,000 |
| Net income | 1,067,000 | 2,266,000 | 3,608,000 | 4,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,627,000 | 34,259,000 | 35,010,000 | 35,731,000 |
| Total capital | 36,777,000 | 37,528,000 | 38,373,000 | 39,184,000 |
| Risk-weighted assets | 316,530,000 | 327,715,000 | 343,144,000 | 340,746,000 |