Call reports 2015
HEARTLAND BANK — 2015
What HEARTLAND BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 379,621,000 | 375,790,000 | 388,461,000 | 387,620,000 |
| Total loans | 277,891,000 | 282,698,000 | 291,614,000 | 291,327,000 |
| Allowance for loan losses | 2,788,000 | 2,879,000 | 2,971,000 | 3,059,000 |
| Securities available for sale | 50,632,000 | 47,980,000 | 47,862,000 | 46,809,000 |
| Securities held to maturity | 10,676,000 | 10,475,000 | 10,368,000 | 6,539,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,519,000 | 306,204,000 | 301,285,000 | 301,967,000 |
| Interest-bearing deposits | 237,701,000 | 253,632,000 | 250,819,000 | 247,907,000 |
| Noninterest-bearing deposits | 64,818,000 | 52,572,000 | 50,466,000 | 54,060,000 |
| Equity capital | 39,057,000 | 39,060,000 | 39,956,000 | 40,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,725,000 | 7,517,000 | 11,402,000 | 15,333,000 |
| Interest expense | 337,000 | 681,000 | 1,037,000 | 1,408,000 |
| Net interest income | 3,388,000 | 6,836,000 | 10,365,000 | 13,925,000 |
| Noninterest income | 540,000 | 1,036,000 | 1,566,000 | 2,109,000 |
| Noninterest expense | 2,271,000 | 4,524,000 | 6,833,000 | 9,293,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,579,000 | 3,180,000 | 4,840,000 | 6,393,000 |
| Income tax | 484,000 | 1,017,000 | 1,464,000 | 1,922,000 |
| Net income | 1,095,000 | 2,163,000 | 3,376,000 | 4,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,735,000 | 32,209,000 | 32,827,000 | 33,202,000 |
| Total capital | 34,522,000 | 35,088,000 | 35,798,000 | 36,261,000 |
| Risk-weighted assets | 308,820,000 | 312,298,000 | 322,097,000 | 321,836,000 |