Call reports 2014
HEARTLAND BANK — 2014
What HEARTLAND BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 356,546,000 | 364,856,000 | 379,005,000 | 402,317,000 |
| Total loans | 228,176,000 | 251,821,000 | 270,092,000 | 285,150,000 |
| Allowance for loan losses | 2,302,000 | 2,391,000 | 2,559,000 | 2,696,000 |
| Securities available for sale | 70,766,000 | 63,938,000 | 60,599,000 | 60,193,000 |
| Securities held to maturity | 14,069,000 | 11,873,000 | 12,030,000 | 15,913,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,255,000 | 270,879,000 | 267,184,000 | 264,828,000 |
| Interest-bearing deposits | 233,233,000 | 224,735,000 | 220,710,000 | 215,552,000 |
| Noninterest-bearing deposits | 52,022,000 | 46,144,000 | 46,474,000 | 49,276,000 |
| Equity capital | 35,395,000 | 37,002,000 | 37,582,000 | 38,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,301,000 | 6,796,000 | 10,428,000 | 14,296,000 |
| Interest expense | 343,000 | 686,000 | 1,043,000 | 1,390,000 |
| Net interest income | 2,958,000 | 6,110,000 | 9,385,000 | 12,906,000 |
| Noninterest income | 402,000 | 817,000 | 1,425,000 | 2,039,000 |
| Noninterest expense | 2,265,000 | 4,402,000 | 6,614,000 | 9,001,000 |
| Provision for loan losses | 90,000 | 180,000 | 355,000 | 545,000 |
| Pretax income | 1,005,000 | 2,570,000 | 4,062,000 | 5,624,000 |
| Income tax | 244,000 | 525,000 | 975,000 | 1,523,000 |
| Net income | 761,000 | 2,045,000 | 3,087,000 | 4,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,371,000 | 29,655,000 | 30,270,000 | 30,998,000 |
| Total capital | 30,673,000 | 32,046,000 | 32,829,000 | 33,694,000 |
| Risk-weighted assets | 274,478,000 | 290,360,000 | 307,335,000 | 320,040,000 |