Call reports 2013
HEARTLAND BANK — 2013
What HEARTLAND BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 276,492,000 | 259,840,000 | 261,919,000 | 267,199,000 |
| Total loans | 131,650,000 | 144,438,000 | 154,518,000 | 166,020,000 |
| Allowance for loan losses | 2,147,000 | 2,264,000 | 2,264,000 | 2,211,000 |
| Securities available for sale | 72,386,000 | 77,183,000 | 78,903,000 | 68,981,000 |
| Securities held to maturity | 8,101,000 | 7,143,000 | 6,819,000 | 11,503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,538,000 | 195,659,000 | 184,943,000 | 185,981,000 |
| Interest-bearing deposits | 179,321,000 | 166,995,000 | 156,978,000 | 153,085,000 |
| Noninterest-bearing deposits | 34,217,000 | 28,664,000 | 27,965,000 | 32,896,000 |
| Equity capital | 20,860,000 | 20,202,000 | 20,717,000 | 21,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,200,000 | 4,417,000 | 6,821,000 | 9,199,000 |
| Interest expense | 317,000 | 622,000 | 914,000 | 1,190,000 |
| Net interest income | 1,883,000 | 3,795,000 | 5,907,000 | 8,009,000 |
| Noninterest income | 294,000 | 604,000 | 936,000 | 1,219,000 |
| Noninterest expense | 1,436,000 | 2,903,000 | 4,352,000 | 6,079,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 741,000 | 1,496,000 | 2,491,000 | 3,136,000 |
| Income tax | 199,000 | 326,000 | 591,000 | 460,000 |
| Net income | 542,000 | 1,170,000 | 1,900,000 | 2,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,779,000 | 20,407,000 | 20,803,000 | 21,231,000 |
| Total capital | 21,871,000 | 22,671,000 | 23,067,000 | 23,442,000 |
| Risk-weighted assets | 167,297,000 | 182,004,000 | 194,526,000 | 204,644,000 |