Call reports 2012
HEARTLAND BANK — 2012
What HEARTLAND BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 256,780,000 | 247,726,000 | 243,139,000 | 275,816,000 |
| Total loans | 137,204,000 | 140,684,000 | 145,289,000 | 150,291,000 |
| Allowance for loan losses | 1,987,000 | 2,019,000 | 2,085,000 | 2,146,000 |
| Securities available for sale | 52,490,000 | 72,006,000 | 68,960,000 | 64,630,000 |
| Securities held to maturity | 10,331,000 | 9,812,000 | 9,393,000 | 8,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,842,000 | 187,398,000 | 177,150,000 | 219,850,000 |
| Interest-bearing deposits | 160,711,000 | 157,818,000 | 150,449,000 | 167,891,000 |
| Noninterest-bearing deposits | 34,131,000 | 29,580,000 | 26,701,000 | 51,959,000 |
| Equity capital | 19,948,000 | 20,407,000 | 21,075,000 | 20,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,372,000 | 4,759,000 | 7,248,000 | 9,643,000 |
| Interest expense | 414,000 | 794,000 | 1,146,000 | 1,467,000 |
| Net interest income | 1,958,000 | 3,965,000 | 6,102,000 | 8,176,000 |
| Noninterest income | 271,000 | 619,000 | 950,000 | 1,254,000 |
| Noninterest expense | 1,411,000 | 2,747,000 | 4,112,000 | 5,521,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 758,000 | 1,738,000 | 2,781,000 | 3,690,000 |
| Income tax | 213,000 | 496,000 | 794,000 | 1,086,000 |
| Net income | 545,000 | 1,242,000 | 1,987,000 | 2,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,515,000 | 18,944,000 | 19,422,000 | 19,237,000 |
| Total capital | 20,502,000 | 20,963,000 | 21,507,000 | 21,383,000 |
| Risk-weighted assets | 161,249,000 | 170,957,000 | 176,075,000 | 184,891,000 |