Call reports 2011
HEARTLAND BANK — 2011
What HEARTLAND BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 237,497,000 | 229,287,000 | 223,015,000 | 228,189,000 |
| Total loans | 143,803,000 | 145,077,000 | 149,577,000 | 148,055,000 |
| Allowance for loan losses | 1,566,000 | 1,658,000 | 1,524,000 | 1,926,000 |
| Securities available for sale | 42,665,000 | 46,166,000 | 45,641,000 | 42,640,000 |
| Securities held to maturity | 7,629,000 | 7,134,000 | 4,474,000 | 3,876,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,610,000 | 170,207,000 | 160,243,000 | 168,290,000 |
| Interest-bearing deposits | 150,708,000 | 147,462,000 | 140,132,000 | 145,178,000 |
| Noninterest-bearing deposits | 20,902,000 | 22,745,000 | 20,111,000 | 23,112,000 |
| Equity capital | 17,956,000 | 18,625,000 | 19,323,000 | 19,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,536,000 | 5,150,000 | 7,749,000 | 10,422,000 |
| Interest expense | 522,000 | 1,059,000 | 1,556,000 | 2,006,000 |
| Net interest income | 2,014,000 | 4,091,000 | 6,193,000 | 8,416,000 |
| Noninterest income | 253,000 | 538,000 | 818,000 | 1,177,000 |
| Noninterest expense | 1,395,000 | 2,829,000 | 4,209,000 | 5,523,000 |
| Provision for loan losses | 145,000 | 250,000 | 455,000 | 860,000 |
| Pretax income | 726,000 | 1,549,000 | 2,346,000 | 3,209,000 |
| Income tax | 219,000 | 456,000 | 671,000 | 819,000 |
| Net income | 507,000 | 1,093,000 | 1,675,000 | 2,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,157,000 | 17,475,000 | 17,790,000 | 18,237,000 |
| Total capital | 18,723,000 | 19,133,000 | 19,314,000 | 20,163,000 |
| Risk-weighted assets | 163,293,000 | 166,978,000 | 169,619,000 | 168,150,000 |