Call reports 2009
HEARTLAND BANK — 2009
What HEARTLAND BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 197,663,000 | 200,470,000 | 210,455,000 | 209,349,000 |
| Total loans | 125,561,000 | 131,921,000 | 132,523,000 | 138,766,000 |
| Allowance for loan losses | 1,261,000 | 1,036,000 | 1,124,000 | 1,298,000 |
| Securities available for sale | 29,656,000 | 27,051,000 | 46,358,000 | 39,174,000 |
| Securities held to maturity | 14,401,000 | 14,661,000 | 12,100,000 | 11,238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,890,000 | 148,823,000 | 145,831,000 | 144,763,000 |
| Interest-bearing deposits | 132,144,000 | 134,214,000 | 130,976,000 | 126,688,000 |
| Noninterest-bearing deposits | 13,746,000 | 14,609,000 | 14,855,000 | 18,075,000 |
| Equity capital | 15,778,000 | 15,904,000 | 16,256,000 | 16,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,591,000 | 5,132,000 | 7,778,000 | 10,442,000 |
| Interest expense | 961,000 | 1,842,000 | 2,653,000 | 3,362,000 |
| Net interest income | 1,630,000 | 3,290,000 | 5,125,000 | 7,080,000 |
| Noninterest income | 365,000 | 705,000 | 1,000,000 | 1,355,000 |
| Noninterest expense | 1,446,000 | 2,973,000 | 4,446,000 | 5,713,000 |
| Provision for loan losses | 110,000 | 420,000 | 480,000 | 865,000 |
| Pretax income | 439,000 | 765,000 | 1,362,000 | 2,157,000 |
| Income tax | 125,000 | 195,000 | 378,000 | 640,000 |
| Net income | 314,000 | 570,000 | 984,000 | 1,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,090,000 | 15,346,000 | 15,505,000 | 15,656,000 |
| Total capital | 16,351,000 | 16,382,000 | 16,629,000 | 16,954,000 |
| Risk-weighted assets | 149,116,000 | 158,436,000 | 157,045,000 | 160,679,000 |