Call reports 2002
HEARTLAND BANK — 2002
What HEARTLAND BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 117,623,000 | 118,548,000 | 118,042,000 | 130,188,000 |
| Total loans | 85,413,000 | 88,114,000 | 91,090,000 | 102,024,000 |
| Allowance for loan losses | 1,494,000 | 1,498,000 | 1,499,000 | 1,648,000 |
| Securities available for sale | 10,274,000 | 9,071,000 | 8,022,000 | 6,935,000 |
| Securities held to maturity | 8,917,000 | 9,289,000 | 9,793,000 | 9,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,470,000 | 92,533,000 | 90,468,000 | 104,405,000 |
| Interest-bearing deposits | 86,755,000 | 86,783,000 | 85,024,000 | 96,369,000 |
| Noninterest-bearing deposits | 5,715,000 | 5,750,000 | 5,444,000 | 8,036,000 |
| Equity capital | 10,507,000 | 10,613,000 | 10,663,000 | 12,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,887,000 | 3,862,000 | 5,900,000 | 8,738,000 |
| Interest expense | 859,000 | 1,686,000 | 2,503,000 | 3,542,000 |
| Net interest income | 1,028,000 | 2,176,000 | 3,397,000 | 5,196,000 |
| Noninterest income | 168,000 | 314,000 | 413,000 | 608,000 |
| Noninterest expense | 819,000 | 1,666,000 | 2,540,000 | 3,876,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 377,000 | 827,000 | 1,273,000 | 1,926,000 |
| Income tax | 94,000 | 222,000 | 361,000 | 570,000 |
| Net income | 283,000 | 605,000 | 912,000 | 1,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,440,000 | 10,468,000 | 10,482,000 | 11,522,000 |
| Total capital | 11,640,000 | 11,699,000 | 11,738,000 | 12,897,000 |
| Risk-weighted assets | 95,733,000 | 98,208,000 | 100,236,000 | 109,697,000 |