Call reports 2001
HEARTLAND BANK — 2001
What HEARTLAND BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 101,952,000 | 119,542,000 | 121,317,000 | 122,963,000 |
| Total loans | 70,536,000 | 88,143,000 | 92,487,000 | 93,117,000 |
| Allowance for loan losses | 1,337,000 | 1,511,000 | 1,513,000 | 1,510,000 |
| Securities available for sale | 12,069,000 | 13,941,000 | 12,658,000 | 11,212,000 |
| Securities held to maturity | 10,887,000 | 10,572,000 | 9,707,000 | 9,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,536,000 | 87,536,000 | 88,202,000 | 95,375,000 |
| Interest-bearing deposits | 75,745,000 | 82,976,000 | 83,559,000 | 89,086,000 |
| Noninterest-bearing deposits | 2,791,000 | 4,560,000 | 4,643,000 | 6,289,000 |
| Equity capital | 9,814,000 | 11,854,000 | 10,288,000 | 10,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,065,000 | 4,715,000 | 7,056,000 | 9,307,000 |
| Interest expense | 1,168,000 | 2,541,000 | 3,699,000 | 4,746,000 |
| Net interest income | 897,000 | 2,174,000 | 3,357,000 | 4,561,000 |
| Noninterest income | 197,000 | 280,000 | 433,000 | 656,000 |
| Noninterest expense | 756,000 | 1,599,000 | 2,401,000 | 3,347,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 338,000 | 856,000 | 1,390,000 | 1,872,000 |
| Income tax | 78,000 | 224,000 | 373,000 | 526,000 |
| Net income | 260,000 | 632,000 | 1,017,000 | 1,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,778,000 | 11,795,000 | 10,123,000 | 10,451,000 |
| Total capital | 10,781,000 | 13,019,000 | 11,388,000 | 11,735,000 |
| Risk-weighted assets | 79,915,000 | 97,658,000 | 100,931,000 | 102,948,000 |