Call reports 2025
IPAVA STATE BANK — 2025
What IPAVA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 203,269,000 | 200,742,000 | 214,158,000 | 217,954,000 |
| Total loans | 139,455,000 | 138,258,000 | 140,896,000 | 145,428,000 |
| Allowance for loan losses | 1,175,000 | 1,214,000 | 1,359,000 | 1,388,000 |
| Securities available for sale | 10,126,000 | 11,382,000 | 11,505,000 | 11,573,000 |
| Securities held to maturity | 34,328,000 | 31,258,000 | 30,961,000 | 32,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,382,000 | 178,640,000 | 176,545,000 | 176,485,000 |
| Interest-bearing deposits | 141,210,000 | 142,100,000 | 142,309,000 | 142,517,000 |
| Noninterest-bearing deposits | 39,172,000 | 36,540,000 | 34,236,000 | 33,968,000 |
| Equity capital | 18,598,000 | 18,720,000 | 19,081,000 | 18,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,478,000 | 5,031,000 | 7,680,000 | 10,401,000 |
| Interest expense | 705,000 | 1,406,000 | 2,105,000 | 2,826,000 |
| Net interest income | 1,773,000 | 3,625,000 | 5,575,000 | 7,575,000 |
| Noninterest income | 451,000 | 931,000 | 1,304,000 | 1,704,000 |
| Noninterest expense | 1,635,000 | 3,341,000 | 5,052,000 | 6,915,000 |
| Provision for loan losses | 43,000 | 80,000 | 118,000 | 155,000 |
| Pretax income | 546,000 | 1,135,000 | 1,709,000 | 2,209,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 546,000 | 1,135,000 | 1,709,000 | 2,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,625,000 | 18,691,000 | 18,940,000 | 18,772,000 |
| Total capital | 19,954,000 | 20,060,000 | 20,453,000 | 20,314,000 |
| Risk-weighted assets | 129,915,000 | 129,005,000 | 133,283,000 | 136,345,000 |