Call reports 2023
IPAVA STATE BANK — 2023
What IPAVA STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 195,502,000 | 196,074,000 | 208,786,000 | 213,750,000 |
| Total loans | 135,144,000 | 137,706,000 | 139,655,000 | 141,339,000 |
| Allowance for loan losses | 1,308,000 | 1,468,000 | 1,507,000 | 1,349,000 |
| Securities available for sale | 7,042,000 | 6,882,000 | 7,184,000 | 7,931,000 |
| Securities held to maturity | 37,889,000 | 36,898,000 | 36,909,000 | 35,821,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,456,000 | 179,780,000 | 192,289,000 | 195,928,000 |
| Interest-bearing deposits | 143,570,000 | 142,460,000 | 156,017,000 | 155,848,000 |
| Noninterest-bearing deposits | 35,886,000 | 37,320,000 | 36,272,000 | 40,080,000 |
| Equity capital | 15,604,000 | 15,661,000 | 15,652,000 | 17,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,065,000 | 4,253,000 | 6,596,000 | 9,107,000 |
| Interest expense | 433,000 | 930,000 | 1,524,000 | 2,300,000 |
| Net interest income | 1,632,000 | 3,323,000 | 5,072,000 | 6,807,000 |
| Noninterest income | 410,000 | 745,000 | 1,109,000 | 1,389,000 |
| Noninterest expense | 1,324,000 | 2,842,000 | 4,434,000 | 6,121,000 |
| Provision for loan losses | 58,000 | 95,000 | 133,000 | 171,000 |
| Pretax income | 660,000 | 1,131,000 | 1,614,000 | 1,904,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 660,000 | 1,131,000 | 1,614,000 | 1,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,948,000 | 16,069,000 | 16,236,000 | 17,688,000 |
| Total capital | 17,256,000 | 17,537,000 | 17,743,000 | 19,037,000 |
| Risk-weighted assets | 126,013,000 | 127,014,000 | 129,595,000 | 131,334,000 |
Machine access — free, no API key
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