Call reports 2022
IPAVA STATE BANK — 2022
What IPAVA STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 183,253,000 | 192,544,000 | 193,327,000 | 190,833,000 |
| Total loans | 121,490,000 | 131,377,000 | 135,899,000 | 134,710,000 |
| Allowance for loan losses | 1,348,000 | 1,380,000 | 1,433,000 | 1,280,000 |
| Securities available for sale | 3,897,000 | 5,677,000 | 6,012,000 | 6,435,000 |
| Securities held to maturity | 29,005,000 | 36,578,000 | 37,120,000 | 36,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,538,000 | 175,372,000 | 169,191,000 | 169,136,000 |
| Interest-bearing deposits | 124,973,000 | 132,001,000 | 131,273,000 | 131,712,000 |
| Noninterest-bearing deposits | 42,565,000 | 43,371,000 | 37,918,000 | 37,424,000 |
| Equity capital | 15,399,000 | 15,439,000 | 15,492,000 | 14,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,561,000 | 3,293,000 | 5,226,000 | 7,231,000 |
| Interest expense | 137,000 | 280,000 | 488,000 | 824,000 |
| Net interest income | 1,424,000 | 3,013,000 | 4,738,000 | 6,407,000 |
| Noninterest income | 408,000 | 781,000 | 1,115,000 | 1,404,000 |
| Noninterest expense | 1,316,000 | 2,681,000 | 4,108,000 | 5,908,000 |
| Provision for loan losses | 30,000 | 60,000 | 112,000 | 157,000 |
| Pretax income | 486,000 | 1,053,000 | 1,633,000 | 1,746,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 486,000 | 1,053,000 | 1,633,000 | 1,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,573,000 | 15,738,000 | 15,962,000 | 15,454,000 |
| Total capital | 16,921,000 | 17,118,000 | 17,395,000 | 16,734,000 |
| Risk-weighted assets | 112,671,000 | 124,833,000 | 123,840,000 | 123,881,000 |