Call reports 2021
IPAVA STATE BANK — 2021
What IPAVA STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 216,570,000 | 205,037,000 | 189,028,000 | 169,281,000 |
| Total loans | 109,140,000 | 111,544,000 | 108,862,000 | 119,673,000 |
| Allowance for loan losses | 1,231,000 | 1,274,000 | 1,308,000 | 1,312,000 |
| Securities available for sale | 4,468,000 | 5,207,000 | 3,788,000 | 4,596,000 |
| Securities held to maturity | 24,654,000 | 30,090,000 | 28,016,000 | 27,587,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,800,000 | 188,646,000 | 172,426,000 | 153,831,000 |
| Interest-bearing deposits | 120,607,000 | 117,306,000 | 114,589,000 | 123,257,000 |
| Noninterest-bearing deposits | 80,193,000 | 71,340,000 | 57,837,000 | 30,574,000 |
| Equity capital | 15,458,000 | 15,962,000 | 16,028,000 | 15,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,515,000 | 3,051,000 | 4,552,000 | 6,117,000 |
| Interest expense | 153,000 | 299,000 | 443,000 | 588,000 |
| Net interest income | 1,362,000 | 2,752,000 | 4,109,000 | 5,529,000 |
| Noninterest income | 1,089,000 | 1,982,000 | 2,520,000 | 2,859,000 |
| Noninterest expense | 1,291,000 | 2,631,000 | 4,001,000 | 5,968,000 |
| Provision for loan losses | 30,000 | 64,000 | 105,000 | 115,000 |
| Pretax income | 1,130,000 | 2,039,000 | 2,523,000 | 2,305,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,130,000 | 2,039,000 | 2,523,000 | 2,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,434,000 | 15,942,000 | 16,025,000 | 15,312,000 |
| Total capital | 16,660,000 | 17,200,000 | 17,316,000 | 16,624,000 |
| Risk-weighted assets | 98,070,000 | 100,660,000 | 103,280,000 | 111,571,000 |