Call reports 2020
IPAVA STATE BANK — 2020
What IPAVA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 167,001,000 | 180,590,000 | 181,697,000 | 185,693,000 |
| Total loans | 102,330,000 | 111,356,000 | 111,945,000 | 110,884,000 |
| Allowance for loan losses | 1,258,000 | 1,290,000 | 1,320,000 | 1,192,000 |
| Securities available for sale | 6,298,000 | 6,276,000 | 4,860,000 | 4,844,000 |
| Securities held to maturity | 17,233,000 | 18,266,000 | 20,161,000 | 22,716,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,691,000 | 165,798,000 | 166,743,000 | 171,437,000 |
| Interest-bearing deposits | 101,343,000 | 100,589,000 | 109,661,000 | 116,912,000 |
| Noninterest-bearing deposits | 52,348,000 | 65,209,000 | 57,082,000 | 54,525,000 |
| Equity capital | 12,993,000 | 14,394,000 | 14,455,000 | 14,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,629,000 | 3,245,000 | 4,871,000 | 6,473,000 |
| Interest expense | 235,000 | 439,000 | 615,000 | 789,000 |
| Net interest income | 1,394,000 | 2,806,000 | 4,256,000 | 5,684,000 |
| Noninterest income | 410,000 | 1,026,000 | 1,845,000 | 2,286,000 |
| Noninterest expense | 1,238,000 | 2,454,000 | 3,983,000 | 5,552,000 |
| Provision for loan losses | 30,000 | 60,000 | 95,000 | 125,000 |
| Pretax income | 536,000 | 1,318,000 | 2,023,000 | 2,293,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 536,000 | 1,318,000 | 2,023,000 | 2,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,896,000 | 14,320,000 | 14,398,000 | 13,992,000 |
| Total capital | 14,073,000 | 15,545,000 | 15,658,000 | 15,184,000 |
| Risk-weighted assets | 94,108,000 | 97,943,000 | 100,759,000 | 103,626,000 |