Call reports 2019
IPAVA STATE BANK — 2019
What IPAVA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 145,932,000 | 140,613,000 | 142,482,000 | 141,878,000 |
| Total loans | 96,514,000 | 101,112,000 | 101,283,000 | 102,211,000 |
| Allowance for loan losses | 1,128,000 | 1,191,000 | 1,236,000 | 1,086,000 |
| Securities available for sale | 246,000 | 248,000 | 4,433,000 | 4,443,000 |
| Securities held to maturity | 24,580,000 | 21,254,000 | 18,756,000 | 17,747,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,367,000 | 127,737,000 | 129,227,000 | 129,162,000 |
| Interest-bearing deposits | 91,575,000 | 92,779,000 | 95,116,000 | 95,671,000 |
| Noninterest-bearing deposits | 41,792,000 | 34,958,000 | 34,111,000 | 33,491,000 |
| Equity capital | 12,272,000 | 12,521,000 | 12,804,000 | 12,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,548,000 | 3,129,000 | 4,761,000 | 6,360,000 |
| Interest expense | 197,000 | 396,000 | 635,000 | 878,000 |
| Net interest income | 1,351,000 | 2,733,000 | 4,126,000 | 5,482,000 |
| Noninterest income | 325,000 | 657,000 | 1,008,000 | 1,428,000 |
| Noninterest expense | 1,026,000 | 2,096,000 | 3,142,000 | 4,613,000 |
| Provision for loan losses | 21,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 629,000 | 1,256,000 | 1,924,000 | 2,229,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 629,000 | 1,256,000 | 1,924,000 | 2,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,273,000 | 12,518,000 | 12,810,000 | 12,512,000 |
| Total capital | 13,401,000 | 13,690,000 | 13,974,000 | 13,598,000 |
| Risk-weighted assets | 90,577,000 | 93,711,000 | 93,060,000 | 94,552,000 |