Call reports 2018
IPAVA STATE BANK — 2018
What IPAVA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 130,977,000 | 130,619,000 | 128,742,000 | 138,611,000 |
| Total loans | 90,887,000 | 90,497,000 | 91,159,000 | 96,239,000 |
| Allowance for loan losses | 1,100,000 | 1,121,000 | 1,144,000 | 1,087,000 |
| Securities available for sale | 243,000 | 1,233,000 | 242,000 | 244,000 |
| Securities held to maturity | 19,764,000 | 21,692,000 | 24,638,000 | 24,111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,062,000 | 118,349,000 | 115,382,000 | 126,561,000 |
| Interest-bearing deposits | 92,897,000 | 93,433,000 | 88,059,000 | 94,442,000 |
| Noninterest-bearing deposits | 23,165,000 | 24,916,000 | 27,323,000 | 32,119,000 |
| Equity capital | 11,636,000 | 11,907,000 | 12,084,000 | 11,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,372,000 | 2,776,000 | 4,203,000 | 5,687,000 |
| Interest expense | 180,000 | 359,000 | 532,000 | 718,000 |
| Net interest income | 1,192,000 | 2,417,000 | 3,671,000 | 4,969,000 |
| Noninterest income | 273,000 | 565,000 | 871,000 | 1,132,000 |
| Noninterest expense | 1,005,000 | 1,946,000 | 2,965,000 | 4,060,000 |
| Provision for loan losses | 19,000 | 43,000 | 64,000 | 183,000 |
| Pretax income | 441,000 | 993,000 | 1,511,000 | 1,856,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 441,000 | 993,000 | 1,511,000 | 1,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,637,000 | 11,910,000 | 12,087,000 | 11,813,000 |
| Total capital | 12,718,000 | 12,972,000 | 13,156,000 | 12,900,000 |
| Risk-weighted assets | 86,456,000 | 84,862,000 | 85,481,000 | 89,518,000 |