Call reports 2017
IPAVA STATE BANK — 2017
What IPAVA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 114,149,000 | 121,365,000 | 120,916,000 | 127,479,000 |
| Total loans | 84,785,000 | 89,748,000 | 91,928,000 | 92,501,000 |
| Allowance for loan losses | 999,000 | 1,026,000 | 1,040,000 | 1,078,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,814,000 | 16,088,000 | 17,402,000 | 18,845,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,196,000 | 105,660,000 | 106,003,000 | 112,965,000 |
| Interest-bearing deposits | 87,962,000 | 91,133,000 | 89,383,000 | 92,934,000 |
| Noninterest-bearing deposits | 13,234,000 | 14,527,000 | 16,620,000 | 20,031,000 |
| Equity capital | 11,095,000 | 11,325,000 | 11,499,000 | 11,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,211,000 | 2,483,000 | 3,805,000 | 5,169,000 |
| Interest expense | 154,000 | 314,000 | 488,000 | 666,000 |
| Net interest income | 1,057,000 | 2,169,000 | 3,317,000 | 4,503,000 |
| Noninterest income | 307,000 | 544,000 | 766,000 | 988,000 |
| Noninterest expense | 970,000 | 1,865,000 | 2,778,000 | 3,891,000 |
| Provision for loan losses | 15,000 | 30,000 | 46,000 | 73,000 |
| Pretax income | 379,000 | 818,000 | 1,259,000 | 1,527,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 379,000 | 818,000 | 1,259,000 | 1,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,095,000 | 11,325,000 | 11,499,000 | 11,266,000 |
| Total capital | 12,094,000 | 12,351,000 | 12,539,000 | 12,344,000 |
| Risk-weighted assets | 88,090,000 | 93,773,000 | 85,122,000 | 86,529,000 |