Call reports 2016
IPAVA STATE BANK — 2016
What IPAVA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 106,252,000 | 111,032,000 | 110,827,000 | 114,016,000 |
| Total loans | 74,142,000 | 77,574,000 | 79,611,000 | 85,451,000 |
| Allowance for loan losses | 960,000 | 975,000 | 985,000 | 984,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,274,000 | 15,539,000 | 14,003,000 | 14,765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,129,000 | 98,646,000 | 98,252,000 | 101,598,000 |
| Interest-bearing deposits | 82,097,000 | 85,985,000 | 86,854,000 | 86,411,000 |
| Noninterest-bearing deposits | 12,032,000 | 12,661,000 | 11,398,000 | 15,187,000 |
| Equity capital | 10,462,000 | 10,684,000 | 10,826,000 | 10,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,134,000 | 2,373,000 | 3,592,000 | 4,787,000 |
| Interest expense | 141,000 | 278,000 | 428,000 | 581,000 |
| Net interest income | 993,000 | 2,095,000 | 3,164,000 | 4,206,000 |
| Noninterest income | 335,000 | 591,000 | 899,000 | 1,140,000 |
| Noninterest expense | 997,000 | 1,939,000 | 2,940,000 | 3,881,000 |
| Provision for loan losses | 15,000 | 40,000 | 65,000 | 94,000 |
| Pretax income | 316,000 | 707,000 | 1,058,000 | 1,371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 316,000 | 707,000 | 1,058,000 | 1,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,253,000 | 10,475,000 | 10,617,000 | 10,585,000 |
| Total capital | 11,213,000 | 11,450,000 | 11,602,000 | 11,569,000 |
| Risk-weighted assets | 85,221,000 | 82,832,000 | 84,248,000 | 89,109,000 |