Call reports 2014
IPAVA STATE BANK — 2014
What IPAVA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 102,807,000 | 100,146,000 | 102,460,000 | 102,509,000 |
| Total loans | 69,281,000 | 71,574,000 | 74,341,000 | 72,677,000 |
| Allowance for loan losses | 856,000 | 866,000 | 874,000 | 885,000 |
| Securities available for sale | 1,874,000 | 864,000 | 855,000 | 248,000 |
| Securities held to maturity | 16,596,000 | 17,023,000 | 17,286,000 | 18,229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,912,000 | 86,327,000 | 89,522,000 | 91,349,000 |
| Interest-bearing deposits | 78,497,000 | 75,295,000 | 80,173,000 | 79,567,000 |
| Noninterest-bearing deposits | 12,415,000 | 11,032,000 | 9,349,000 | 11,782,000 |
| Equity capital | 9,706,000 | 9,831,000 | 9,949,000 | 9,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000 | 2,222,000 | 3,388,000 | 4,587,000 |
| Interest expense | 141,000 | 269,000 | 400,000 | 533,000 |
| Net interest income | 960,000 | 1,953,000 | 2,988,000 | 4,054,000 |
| Noninterest income | 236,000 | 464,000 | 676,000 | 887,000 |
| Noninterest expense | 811,000 | 1,672,000 | 2,563,000 | 3,467,000 |
| Provision for loan losses | 15,000 | 31,000 | 52,000 | 72,000 |
| Pretax income | 370,000 | 714,000 | 1,049,000 | 1,402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 370,000 | 714,000 | 1,049,000 | 1,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,476,000 | 9,609,000 | 9,735,000 | 9,547,000 |
| Total capital | 10,332,000 | 10,475,000 | 10,609,000 | 10,432,000 |
| Risk-weighted assets | 91,237,000 | 79,529,000 | 82,442,000 | 81,002,000 |