Call reports 2013
IPAVA STATE BANK — 2013
What IPAVA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 104,709,000 | 100,152,000 | 101,556,000 | 101,006,000 |
| Total loans | 70,012,000 | 70,614,000 | 71,948,000 | 71,368,000 |
| Allowance for loan losses | 758,000 | 773,000 | 789,000 | 849,000 |
| Securities available for sale | 2,025,000 | 2,012,000 | 1,900,000 | 1,887,000 |
| Securities held to maturity | 14,983,000 | 15,650,000 | 15,172,000 | 15,631,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,264,000 | 85,899,000 | 85,818,000 | 89,439,000 |
| Interest-bearing deposits | 79,326,000 | 76,108,000 | 77,068,000 | 77,689,000 |
| Noninterest-bearing deposits | 12,938,000 | 9,791,000 | 8,750,000 | 11,750,000 |
| Equity capital | 9,468,000 | 9,728,000 | 9,859,000 | 9,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,258,000 | 3,427,000 | 4,572,000 |
| Interest expense | 197,000 | 361,000 | 507,000 | 646,000 |
| Net interest income | 934,000 | 1,897,000 | 2,920,000 | 3,926,000 |
| Noninterest income | 272,000 | 510,000 | 734,000 | 944,000 |
| Noninterest expense | 715,000 | 1,502,000 | 2,318,000 | 3,197,000 |
| Provision for loan losses | 33,000 | 57,000 | 86,000 | 215,000 |
| Pretax income | 458,000 | 848,000 | 1,250,000 | 1,458,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 458,000 | 848,000 | 1,250,000 | 1,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,205,000 | 9,473,000 | 9,612,000 | 9,166,000 |
| Total capital | 9,963,000 | 10,246,000 | 10,401,000 | 10,015,000 |
| Risk-weighted assets | 80,657,000 | 77,846,000 | 79,681,000 | 79,636,000 |