Call reports 2012
IPAVA STATE BANK — 2012
What IPAVA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 97,966,000 | 96,582,000 | 97,414,000 | 99,333,000 |
| Total loans | 62,713,000 | 65,512,000 | 67,483,000 | 69,896,000 |
| Allowance for loan losses | 694,000 | 705,000 | 728,000 | 744,000 |
| Securities available for sale | 3,476,000 | 3,064,000 | 2,050,000 | 2,037,000 |
| Securities held to maturity | 13,458,000 | 13,532,000 | 13,752,000 | 14,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,342,000 | 85,583,000 | 85,131,000 | 86,001,000 |
| Interest-bearing deposits | 77,457,000 | 77,105,000 | 76,784,000 | 77,411,000 |
| Noninterest-bearing deposits | 9,885,000 | 8,478,000 | 8,347,000 | 8,590,000 |
| Equity capital | 8,394,000 | 8,975,000 | 9,234,000 | 9,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,108,000 | 2,231,000 | 3,381,000 | 4,531,000 |
| Interest expense | 268,000 | 510,000 | 739,000 | 942,000 |
| Net interest income | 840,000 | 1,721,000 | 2,642,000 | 3,589,000 |
| Noninterest income | 246,000 | 490,000 | 760,000 | 1,115,000 |
| Noninterest expense | 707,000 | 1,523,000 | 2,285,000 | 3,212,000 |
| Provision for loan losses | 26,000 | 48,000 | 77,000 | 135,000 |
| Pretax income | 353,000 | 640,000 | 1,040,000 | 1,357,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 353,000 | 640,000 | 1,040,000 | 1,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,102,000 | 8,689,000 | 8,954,000 | 8,802,000 |
| Total capital | 8,796,000 | 9,394,000 | 9,682,000 | 9,546,000 |
| Risk-weighted assets | 74,452,000 | 76,056,000 | 77,789,000 | 80,877,000 |