Call reports 2011
IPAVA STATE BANK — 2011
What IPAVA STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 88,859,000 | 88,425,000 | 89,226,000 | 92,120,000 |
| Total loans | 58,386,000 | 60,240,000 | 60,873,000 | 63,032,000 |
| Allowance for loan losses | 658,000 | 667,000 | 682,000 | 680,000 |
| Securities available for sale | 1,464,000 | 1,469,000 | 1,471,000 | 1,457,000 |
| Securities held to maturity | 13,385,000 | 13,748,000 | 13,671,000 | 13,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,740,000 | 78,113,000 | 78,662,000 | 81,803,000 |
| Interest-bearing deposits | 69,985,000 | 70,920,000 | 71,673,000 | 73,321,000 |
| Noninterest-bearing deposits | 8,755,000 | 7,193,000 | 6,989,000 | 8,482,000 |
| Equity capital | 7,857,000 | 8,051,000 | 8,309,000 | 8,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,102,000 | 2,215,000 | 3,347,000 | 4,496,000 |
| Interest expense | 309,000 | 581,000 | 842,000 | 1,113,000 |
| Net interest income | 793,000 | 1,634,000 | 2,505,000 | 3,383,000 |
| Noninterest income | 202,000 | 394,000 | 633,000 | 834,000 |
| Noninterest expense | 654,000 | 1,351,000 | 2,012,000 | 2,876,000 |
| Provision for loan losses | 17,000 | 25,000 | 70,000 | 99,000 |
| Pretax income | 324,000 | 652,000 | 1,056,000 | 1,242,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 324,000 | 652,000 | 1,056,000 | 1,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,545,000 | 7,733,000 | 7,988,000 | 7,786,000 |
| Total capital | 8,203,000 | 8,400,000 | 8,670,000 | 8,466,000 |
| Risk-weighted assets | 69,208,000 | 70,916,000 | 71,303,000 | 73,941,000 |