Call reports 2010
IPAVA STATE BANK — 2010
What IPAVA STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 83,788,000 | 83,748,000 | 84,505,000 | 86,135,000 |
| Total loans | 56,922,000 | 57,957,000 | 60,188,000 | 59,876,000 |
| Allowance for loan losses | 605,000 | 614,000 | 630,000 | 649,000 |
| Securities available for sale | 1,463,000 | 1,477,000 | 1,500,000 | 1,467,000 |
| Securities held to maturity | 12,251,000 | 12,577,000 | 12,757,000 | 12,697,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,935,000 | 73,751,000 | 74,216,000 | 76,300,000 |
| Interest-bearing deposits | 66,081,000 | 67,878,000 | 67,373,000 | 68,964,000 |
| Noninterest-bearing deposits | 7,854,000 | 5,873,000 | 6,843,000 | 7,336,000 |
| Equity capital | 7,557,000 | 7,697,000 | 7,991,000 | 7,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,134,000 | 2,282,000 | 3,454,000 | 4,613,000 |
| Interest expense | 362,000 | 713,000 | 1,063,000 | 1,388,000 |
| Net interest income | 772,000 | 1,569,000 | 2,391,000 | 3,225,000 |
| Noninterest income | 198,000 | 375,000 | 640,000 | 890,000 |
| Noninterest expense | 602,000 | 1,281,000 | 1,933,000 | 2,775,000 |
| Provision for loan losses | 31,000 | 53,000 | 88,000 | 112,000 |
| Pretax income | 337,000 | 610,000 | 1,010,000 | 1,228,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 337,000 | 610,000 | 1,010,000 | 1,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,249,000 | 7,374,000 | 7,644,000 | 7,253,000 |
| Total capital | 7,854,000 | 7,988,000 | 8,274,000 | 7,902,000 |
| Risk-weighted assets | 66,771,000 | 67,641,000 | 70,032,000 | 70,615,000 |