Call reports 2009
IPAVA STATE BANK — 2009
What IPAVA STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 78,126,000 | 81,779,000 | 80,050,000 | 80,118,000 |
| Total loans | 56,183,000 | 55,689,000 | 56,292,000 | 58,154,000 |
| Allowance for loan losses | 571,000 | 577,000 | 598,000 | 600,000 |
| Securities available for sale | 1,514,000 | 1,448,000 | 1,464,000 | 1,464,000 |
| Securities held to maturity | 12,249,000 | 12,397,000 | 12,434,000 | 11,787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,371,000 | 71,939,000 | 70,043,000 | 70,569,000 |
| Interest-bearing deposits | 61,952,000 | 64,975,000 | 63,657,000 | 63,412,000 |
| Noninterest-bearing deposits | 8,419,000 | 6,964,000 | 6,386,000 | 7,157,000 |
| Equity capital | 7,415,000 | 7,494,000 | 7,670,000 | 7,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,152,000 | 2,297,000 | 3,473,000 | 4,642,000 |
| Interest expense | 427,000 | 825,000 | 1,213,000 | 1,578,000 |
| Net interest income | 725,000 | 1,472,000 | 2,260,000 | 3,064,000 |
| Noninterest income | 207,000 | 418,000 | 602,000 | 841,000 |
| Noninterest expense | 625,000 | 1,295,000 | 1,968,000 | 2,786,000 |
| Provision for loan losses | 13,000 | 31,000 | 58,000 | 82,000 |
| Pretax income | 294,000 | 564,000 | 836,000 | 1,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 294,000 | 564,000 | 836,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,059,000 | 7,204,000 | 7,363,000 | 6,949,000 |
| Total capital | 7,630,000 | 7,781,000 | 7,961,000 | 7,549,000 |
| Risk-weighted assets | 63,132,000 | 62,674,000 | 64,176,000 | 67,110,000 |