Call reports 2007
IPAVA STATE BANK — 2007
What IPAVA STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 70,377,000 | 74,022,000 | 81,394,000 | 76,342,000 |
| Total loans | 52,923,000 | 55,913,000 | 57,306,000 | 55,702,000 |
| Allowance for loan losses | 531,000 | 536,000 | 548,000 | 551,000 |
| Securities available for sale | 2,037,000 | 2,039,000 | 2,061,000 | 2,110,000 |
| Securities held to maturity | 10,246,000 | 10,473,000 | 10,698,000 | 11,053,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,497,000 | 64,835,000 | 73,175,000 | 69,089,000 |
| Interest-bearing deposits | 56,935,000 | 59,388,000 | 66,476,000 | 6,438,000 |
| Noninterest-bearing deposits | 5,562,000 | 5,447,000 | 6,699,000 | 62,651,000 |
| Equity capital | 6,542,000 | 6,716,000 | 6,849,000 | 6,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,441,000 | 3,765,000 | 5,094,000 |
| Interest expense | 574,000 | 1,172,000 | 1,838,000 | 2,480,000 |
| Net interest income | 620,000 | 1,269,000 | 1,927,000 | 2,614,000 |
| Noninterest income | 176,000 | 380,000 | 583,000 | 788,000 |
| Noninterest expense | 602,000 | 1,203,000 | 1,837,000 | 2,538,000 |
| Provision for loan losses | 13,000 | 33,000 | 63,000 | 91,000 |
| Pretax income | 181,000 | 413,000 | 610,000 | 773,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 413,000 | 610,000 | 773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,557,000 | 6,728,000 | 6,843,000 | 6,597,000 |
| Total capital | 7,088,000 | 7,264,000 | 7,391,000 | 7,148,000 |
| Risk-weighted assets | 55,373,000 | 60,034,000 | 62,990,000 | 60,792,000 |