Call reports 2006
IPAVA STATE BANK — 2006
What IPAVA STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 69,079,000 | 72,106,000 | 72,084,000 | 72,108,000 |
| Total loans | 51,701,000 | 53,986,000 | 53,692,000 | 53,936,000 |
| Allowance for loan losses | 489,000 | 514,000 | 513,000 | 525,000 |
| Securities available for sale | 1,809,000 | 1,807,000 | 1,822,000 | 1,829,000 |
| Securities held to maturity | 10,036,000 | 10,250,000 | 10,347,000 | 10,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,923,000 | 59,733,000 | 58,291,000 | 62,500,000 |
| Interest-bearing deposits | 53,503,000 | 55,773,000 | 54,034,000 | 57,186,000 |
| Noninterest-bearing deposits | 4,420,000 | 3,960,000 | 4,257,000 | 5,314,000 |
| Equity capital | 6,265,000 | 6,377,000 | 6,539,000 | 6,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,199,000 | 3,379,000 | 4,584,000 |
| Interest expense | 454,000 | 969,000 | 1,527,000 | 2,119,000 |
| Net interest income | 607,000 | 1,230,000 | 1,852,000 | 2,465,000 |
| Noninterest income | 188,000 | 367,000 | 593,000 | 799,000 |
| Noninterest expense | 565,000 | 1,129,000 | 1,696,000 | 2,330,000 |
| Provision for loan losses | 36,000 | 78,000 | 97,000 | 123,000 |
| Pretax income | 194,000 | 390,000 | 652,000 | 811,000 |
| Income tax | 0 | 0 | 0 | 101,000 |
| Net income | 194,000 | 390,000 | 652,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,310,000 | 6,423,000 | 6,570,000 | 6,173,000 |
| Total capital | 6,799,000 | 6,937,000 | 7,083,000 | 6,698,000 |
| Risk-weighted assets | 54,005,000 | 56,949,000 | 56,955,000 | 57,167,000 |