Call reports 2001
IPAVA STATE BANK — 2001
What IPAVA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 33,679,000 | 35,420,000 | 36,684,000 | 37,107,000 |
| Total loans | 23,087,000 | 24,980,000 | 25,937,000 | 25,532,000 |
| Allowance for loan losses | 244,000 | 242,000 | 241,000 | 244,000 |
| Securities available for sale | 2,521,000 | 2,523,000 | 2,539,000 | 2,332,000 |
| Securities held to maturity | 5,394,000 | 5,465,000 | 5,519,000 | 6,229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,568,000 | 31,717,000 | 32,901,000 | 33,939,000 |
| Interest-bearing deposits | 28,547,000 | 29,812,000 | 30,497,000 | 31,683,000 |
| Noninterest-bearing deposits | 2,021,000 | 1,905,000 | 2,404,000 | 2,256,000 |
| Equity capital | 2,953,000 | 3,046,000 | 3,132,000 | 3,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 554,000 | 1,189,000 | 1,854,000 | 2,579,000 |
| Interest expense | 333,000 | 690,000 | 1,049,000 | 1,394,000 |
| Net interest income | 221,000 | 499,000 | 805,000 | 1,185,000 |
| Noninterest income | 56,000 | 130,000 | 191,000 | 230,000 |
| Noninterest expense | 251,000 | 474,000 | 736,000 | 1,116,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 94,000 |
| Pretax income | 16,000 | 145,000 | 250,000 | 205,000 |
| Income tax | 0 | 39,000 | 71,000 | 77,000 |
| Net income | 16,000 | 106,000 | 179,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,934,000 | 3,024,000 | 3,097,000 | 2,976,000 |
| Total capital | 3,178,000 | 3,266,000 | 3,338,000 | 3,220,000 |
| Risk-weighted assets | 22,330,000 | 24,940,000 | 26,054,000 | 25,801,000 |