Call reports 2026
VISIONBANK — 2026
What VISIONBANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 252,544,000 | 253,884,000 |
| Total loans | 224,396,000 | 224,727,000 |
| Allowance for loan losses | 1,864,000 | 1,872,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 185,822,000 | 183,590,000 |
| Interest-bearing deposits | 171,884,000 | 173,044,000 |
| Noninterest-bearing deposits | 13,938,000 | 10,546,000 |
| Equity capital | 25,794,000 | 24,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,173,000 | 8,465,000 |
| Interest expense | 2,025,000 | 3,895,000 |
| Net interest income | 2,148,000 | 4,570,000 |
| Noninterest income | 12,000 | 38,000 |
| Noninterest expense | 876,000 | 1,843,000 |
| Provision for loan losses | -175,000 | -167,000 |
| Pretax income | 1,466,000 | 2,939,000 |
| Income tax | -74,000 | 226,000 |
| Net income | 1,540,000 | 2,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 25,794,000 | 24,899,000 |
| Total capital | 27,737,000 | 26,850,000 |
| Risk-weighted assets | 197,992,000 | 199,699,000 |