Call report 2025Q4
VISIONBANK — 2025Q4
The 22 measures VISIONBANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 257,230,000 | USD | evidence → |
| Total loans | 227,396,000 | USD | evidence → |
| Allowance for loan losses | 1,919,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 189,722,000 | USD | evidence → |
| Interest-bearing deposits | 177,188,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,534,000 | USD | evidence → |
| Equity capital | 25,074,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,604,000 | USD | evidence → |
| Interest expense | 8,321,000 | USD | evidence → |
| Net interest income | 10,283,000 | USD | evidence → |
| Noninterest income | 77,000 | USD | evidence → |
| Noninterest expense | 3,671,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 6,640,000 | USD | evidence → |
| Income tax | 655,000 | USD | evidence → |
| Net income | 5,985,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,074,000 | USD | evidence → |
| Total capital | 27,079,000 | USD | evidence → |
| Risk-weighted assets | 196,848,000 | USD | evidence → |