Call reports 2021
VISIONBANK — 2021
What VISIONBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 193,321,000 | 203,150,000 | 187,411,000 | 193,108,000 |
| Total loans | 176,473,000 | 173,618,000 | 170,825,000 | 173,948,000 |
| Allowance for loan losses | 1,498,000 | 1,493,000 | 1,602,000 | 1,736,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,811,000 | 154,861,000 | 159,146,000 | 166,206,000 |
| Interest-bearing deposits | 103,837,000 | 115,141,000 | 120,891,000 | 134,919,000 |
| Noninterest-bearing deposits | 27,974,000 | 39,720,000 | 38,255,000 | 31,287,000 |
| Equity capital | 12,651,000 | 13,306,000 | 14,672,000 | 15,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,295,000 | 4,559,000 | 7,108,000 | 9,563,000 |
| Interest expense | 357,000 | 732,000 | 1,084,000 | 1,421,000 |
| Net interest income | 1,938,000 | 3,827,000 | 6,024,000 | 8,142,000 |
| Noninterest income | 9,000 | 22,000 | 40,000 | 57,000 |
| Noninterest expense | 568,000 | 1,124,000 | 1,644,000 | 3,095,000 |
| Provision for loan losses | 4,000 | 4,000 | 125,000 | 259,000 |
| Pretax income | 1,375,000 | 2,721,000 | 4,295,000 | 4,845,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,375,000 | 2,721,000 | 4,295,000 | 4,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,651,000 | 13,306,000 | 14,672,000 | 15,502,000 |
| Total capital | 13,927,000 | 14,680,000 | 16,215,000 | 17,151,000 |
| Risk-weighted assets | 101,877,000 | 109,816,000 | 123,458,000 | 131,890,000 |