Call reports 2019
VISIONBANK — 2019
What VISIONBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 88,061,000 | 87,142,000 | 92,790,000 | 93,988,000 |
| Total loans | 77,473,000 | 79,801,000 | 82,554,000 | 84,572,000 |
| Allowance for loan losses | 913,000 | 928,000 | 958,000 | 956,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,403,000 | 77,176,000 | 82,620,000 | 82,841,000 |
| Interest-bearing deposits | 69,574,000 | 68,289,000 | 69,156,000 | 73,002,000 |
| Noninterest-bearing deposits | 8,829,000 | 8,887,000 | 13,464,000 | 9,839,000 |
| Equity capital | 9,330,000 | 9,576,000 | 9,816,000 | 10,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,218,000 | 2,516,000 | 3,835,000 | 5,142,000 |
| Interest expense | 365,000 | 722,000 | 1,090,000 | 1,454,000 |
| Net interest income | 853,000 | 1,794,000 | 2,745,000 | 3,688,000 |
| Noninterest income | 15,000 | 15,000 | 30,000 | 43,000 |
| Noninterest expense | 483,000 | 955,000 | 1,456,000 | 2,045,000 |
| Provision for loan losses | 0 | 16,000 | 46,000 | 74,000 |
| Pretax income | 385,000 | 838,000 | 1,273,000 | 1,612,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 385,000 | 838,000 | 1,273,000 | 1,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,330,000 | 9,576,000 | 9,816,000 | 10,003,000 |
| Total capital | 10,155,000 | 10,439,000 | 10,753,000 | 10,935,000 |
| Risk-weighted assets | 65,954,000 | 69,019,000 | 75,009,000 | 74,601,000 |