Call reports 2018
VISIONBANK — 2018
What VISIONBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 78,944,000 | 79,629,000 | 79,490,000 | 87,280,000 |
| Total loans | 70,565,000 | 73,242,000 | 72,887,000 | 77,340,000 |
| Allowance for loan losses | 904,000 | 918,000 | 918,000 | 913,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,423,000 | 68,709,000 | 68,483,000 | 74,949,000 |
| Interest-bearing deposits | 62,669,000 | 61,562,000 | 60,020,000 | 67,901,000 |
| Noninterest-bearing deposits | 7,754,000 | 7,147,000 | 8,463,000 | 7,048,000 |
| Equity capital | 8,407,000 | 8,619,000 | 8,875,000 | 9,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,038,000 | 2,094,000 | 3,208,000 | 4,418,000 |
| Interest expense | 243,000 | 506,000 | 776,000 | 1,093,000 |
| Net interest income | 795,000 | 1,588,000 | 2,432,000 | 3,325,000 |
| Noninterest income | 11,000 | 22,000 | 36,000 | 56,000 |
| Noninterest expense | 416,000 | 821,000 | 1,228,000 | 1,646,000 |
| Provision for loan losses | 18,000 | 31,000 | 31,000 | 59,000 |
| Pretax income | 372,000 | 758,000 | 1,209,000 | 1,676,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 372,000 | 758,000 | 1,209,000 | 1,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,407,000 | 8,619,000 | 8,875,000 | 9,116,000 |
| Total capital | 9,156,000 | 9,382,000 | 9,632,000 | 9,926,000 |
| Risk-weighted assets | 59,836,000 | 60,891,000 | 60,413,000 | 64,759,000 |