Call reports 2017
VISIONBANK — 2017
What VISIONBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 74,376,000 | 76,558,000 | 78,733,000 | 78,412,000 |
| Total loans | 62,317,000 | 67,495,000 | 69,846,000 | 71,485,000 |
| Allowance for loan losses | 760,000 | 831,000 | 859,000 | 886,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,643,000 | 68,692,000 | 70,600,000 | 70,043,000 |
| Interest-bearing deposits | 60,358,000 | 59,536,000 | 63,386,000 | 63,136,000 |
| Noninterest-bearing deposits | 6,285,000 | 9,156,000 | 7,214,000 | 6,907,000 |
| Equity capital | 7,513,000 | 7,766,000 | 8,027,000 | 8,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 903,000 | 1,886,000 | 2,915,000 | 3,949,000 |
| Interest expense | 209,000 | 426,000 | 652,000 | 896,000 |
| Net interest income | 694,000 | 1,460,000 | 2,263,000 | 3,053,000 |
| Noninterest income | 24,000 | 121,000 | 190,000 | 202,000 |
| Noninterest expense | 399,000 | 778,000 | 1,160,000 | 1,571,000 |
| Provision for loan losses | 17,000 | 88,000 | 116,000 | 143,000 |
| Pretax income | 302,000 | 715,000 | 1,177,000 | 1,541,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 302,000 | 715,000 | 1,177,000 | 1,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,513,000 | 7,766,000 | 8,027,000 | 8,194,000 |
| Total capital | 8,171,000 | 8,470,000 | 8,757,000 | 8,941,000 |
| Risk-weighted assets | 52,563,000 | 56,246,000 | 58,290,000 | 59,624,000 |